ZULTGEMS believes in the importance of protecting the privacy of our client’s personal and financial information. ZULTGEMS does not share, sell or rent our clients’ names, addresses, e-mail addresses or other personal information. When you register with ZULTGEMS, you give us your consent to treat your personal data in accordance with this online privacy policy and for the purposes described below. We study our clients’ and visitors’ use of our websites in order to improve our services and enhance your ZULTGEMS experience. Upon registering with ZULTGEMS, you provide your name and e-mail address. ZULTGEMS does not collect personally identifiable information from minors. If you are a minor, please ask your parents to register or please exit this website. In order to maintain our website and enhance our client communications, ZULTGEMS contracts with selected third parties. As necessary, your personal information may be shared with these third parties, solely for the purpose of assisting ZULTGEMS in these endeavors and subject to strict contractual confidentiality obligations. We do not otherwise disclose your information to third parties, unless required by law or in connection with a legal claim or proceeding. If ZULTGEMS is ever acquired by another entity, information about our clients may be part of the transaction. ZULTGEMS uses appropriate security measures to protect the information you give us. While we take stringent measures to protect our websites and all information, you should be aware that no intent data transmission can be guaranteed to be secure from access by unilateral recipients. ZULTGEMS may use cookies to improve our website and to help us enhance our services. You can set your computer not to accept cookies. By accessing and using the ZULTGEMS website, you consent to our collection, use and disclosure of your information as disclosed in this privacy policy. ZULTGEMS may occasionally make changes to our privacy policy or practices. We will notify you of any changes in our private policy by posting the modifications on our website or otherwise informing you before we use your personal information in any way not previously disclosed in our private policy. If you are registered on the ZULTGEMS online database and would like to be removed, please send an email with the subject “unsubscribe” to [email protected]

You agree that any and all comments, messages, postings, data, suggestions, creative ideas, designs, concepts, product suggestions and other items or materials disclosed, submitted or offered to, through or in connection with this Site (“Submissions”), including, but not limited to survey responses, shall be treated as non-confidential and non- proprietary and shall become ZULTGEMS property. You agree not to upload, post, distribute or otherwise publish on this site any material that (i) is libelous, defamatory, obscene, abusive, pornographic, threatening or an invasion of privacy; (ii) infringes the intellectual property rights, including, but not limited to, any copyright, patent, trade secret or trademarks, of any person or entity; (iii) is illegal in any way or advocates illegal activity; or (iv) advertises or solicits funds, goods or services. You are and shall remain solely responsible for the content of any submission you make.

This Site may contain links to other sites. ZULTGEMS is not responsible for the availability of, or any content or material contained in, or obtained through, any such sites. Any link to another site, and reference to third-party information, products or services linked to this Site, is not and should not be constructed as, an express or implied endorsement by ZULTGEMS. Any questions or comments relating to such other sites should be addressed to the operator or operators of those sites.